Footprints – Training & eTracking Solutions Blog

Umbrella Insurance for Peace of Mind

Posted by Joslyn Hayes on Thu, Apr 04, 2019

In a culture where litigation is commonplace, business owners have many more worries than making profits and retaining top employees. If your product injures a consumer, your organization could face a devastating lawsuit, exponential damages and a tainted reputation in the marketplace. To assist with the financial burden of a claim, many business owners purchase commercial umbrella insurance on top of their standard commercial general liability (CGL) insurance policies.

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Tags: maury, donnelly & parr, insurance

Excess Liability (Umbrella) Insurance

Posted by Joslyn Hayes on Tue, Apr 02, 2019

Excess liability insurance (ELI), more commonly known as umbrella insurance, is one of the most important types of insurance your organization can buy. It protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits. Just as you carry an umbrella to protect you from a potential downpour, ELI protects your company from the types of claims that could close your business.

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Tags: maury, donnelly & parr, insurance

The Basics of Workers' Compensation

Posted by Maury, Donnelly & Parr on Thu, Feb 07, 2019

Workers’ compensation insurance benefits are available to employees who are injured or become ill as a result of a work-related incident. If one of your employees is injured on the job and is medically authorized to take time off from work, he/she will be reimbursed for lost wages (typically a percentage of regular wages) and all medical expenses related to the treatment and rehabilitation.

Here are a few commonly-asked questions regarding workers’ compensation:

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Tags: maury, donnelly & parr, insurance

Insurance Policies for Nonprofits and Small Businesses

Posted by Maury, Donnelly & Parr on Tue, Feb 05, 2019

As a business owner, you understand the importance of insuring your business, but you may not understand the ins and outs of each coverage available. You might understand the basis of what property insurance covers as well as liability, but there are additional insurance policies that you should be aware of.

The following are a few lines of business that are particularly important for non-profits and for-profits alike to consider.

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Tags: maury, donnelly & parr, insurance